first-time home buyer

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The First Time Buyer's Guide to Getting a Mortgage

As the economy has changed, you may have noticed that it is more and more difficult to acquire any sort of credit, be it credit card, overdraft protection, or even a loan. Mortgage lending is no exception, and is even more unattainable, requiring excellent credit and a...

3 Reasons it's Tough for the First-Time Home Buyer

It?s looking positively grim out there for first-time home buyers. The National Association of Realtors reports that only 28 percent of the home resale market is made up by folks purchasing their first home. That number usually hovers around 40 percent. Does anyone know why this number...