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	<title>Jason Hartman Foundation</title>
	<link>http://jasonhartmanfoundation.org</link>
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		<title>YW 37 – An Engaging Discussion on Public Policies with Katie Kieffer</title>
		<description><![CDATA[Join Jason Hartman as he interviews national journalist and commentator, Katie Kieffer regarding the importance of being involved in public policy to protect business owners and capitalism. Katie tells her story as to how she became involved in the liberal/conservative movement, starting with publishing a conservative editorial newspaper that caused a lot of controversy. This [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2012/01/yw-37-%e2%80%93-an-engaging-discussion-on-public-policies-with-katie-kieffer/</link>
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		<title>What Types of Investments Should You Be Familiar With?</title>
		<description><![CDATA[The website Investopedia lists 20 different types of investments you could make, though all are certainly not necessary in order to create financial independence. The problem in this world is that too many of us think we know something when all we really have is a loose grasp on the topic. The following information should [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2012/01/what-types-of-investments-should-you-be-familiar-with/</link>
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		<title>Young Workers Turn to &#8211; Farming!?</title>
		<description><![CDATA[They say there&#8217;s nothing new under the sun and everything comes around again. Perhaps nowhere is the truism of these statements seen more than in the growing number of young workers choosing to eschew the lure of the corporate world and dream of a corner office in exchange for a return to the land. But [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/12/young-workers-turn-to-farming/</link>
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		<title>How a Savings Account Can Make You Poor</title>
		<description><![CDATA[The government, Federal Reserve, Wall Street, and their willing accomplices in the media would have you believe that funding and maintaining a savings account is the way to get ahead in America. The scary truth is that those who fall for this line of government BS are doomed to a life of decreasing wealth. The [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/12/how-a-savings-account-can-make-you-poor/</link>
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		<title>Obama Investing in &#8220;Useful Idiots&#8221; Again</title>
		<description><![CDATA[Just because you&#8217;re young doesn&#8217;t mean you have to be stupid too. Whether or not the phrase “useful idiots” was ever actually uttered or written by Vladimir Lenin, former Communist revolutionary and first leader of the Soviet Union, is open to some debate. What isn&#8217;t in question is the susceptibility of the younger generation to [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/11/obama-investing-in-useful-idiots-again/</link>
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		<title>YW 36 &#8211; One Red Paperclip with Kyle MacDonald</title>
		<description><![CDATA[Jason Hartman interviews Kyle MacDonald, author of One Red Paperclip, about Kyle’s amazing bartering journey from one red paperclip to eventually a movie role opportunity to a house in Saskatchewan, where the biggest housewarming party ever was held.  Visit: http://jasonhartmanfoundation.org/articles/young-wealth-show/. The idea began with a childhood game of Bigger and Better.  Kyle’s opinion is that [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/11/yw-36-one-red-paperclip-with-kyle-macdonald/</link>
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		<title>YW 35 &#8211; Breaking the Cycle and Making the World Yours</title>
		<description><![CDATA[In today’s world, many youth don’t realize how much can be theirs and tend to follow a generational cycle.  They lack vision and live out the reality that’s given to them.  Join Jason Hartman and Eric Thomas, the Hip Hop Preacher, as they discuss how to break these cycles by changing belief systems and taking [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/10/yw-35-breaking-the-cycle-and-making-the-world-yours/</link>
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		<title>How To Survive The Never-Ending Recession</title>
		<description><![CDATA[There is one way to insure that you&#8217;ll never get ahead in this world, and that is to rely on the government for your lifestyle. To us, it seems that this should be one of those self-evident truths but it appears that a number of Americans have trouble wrapping their brain around this concept. What [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/08/how-to-survive-the-never-ending-recession/</link>
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		<title>4 Resume&#8217; Killing Words</title>
		<description><![CDATA[With the stock market crashing down around our heads yet again, and the job market so far south it has to look up to see the equator, let&#8217;s take time out to address an issue that might help you put together a resume that gets you hired in the unlikely event there ever actually are [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/08/4-resume-killing-words/</link>
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		<title>The Truth About a Put Option Strategy</title>
		<description><![CDATA[Mention call and put options and you can watch eyes begin to glaze over around the room. Option trading is an entire world to it&#8217;s own but, if you have at least a moderate ability to understand the stock market, you should be able to wrap your mind around how to integrate a put option [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/08/the-truth-about-a-put-option-strategy/</link>
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		<title>5 Tips to Investing on a Modest Salary</title>
		<description><![CDATA[Most of us don&#8217;t have the luxury of starting out life with a Trumpian salary. Heck, Donald Trump didn&#8217;t start out with Trump-sized salary. A key to successful investing though, is to find something in your budget &#8211; anything, even $25 a month &#8211; and use it to get started. When we say &#8220;investing&#8221; what [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/08/5-tips-to-investing-on-a-modest-salary/</link>
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		<title>3 Ways to Avoid Tech Stock Implosion II</title>
		<description><![CDATA[Before you young investors out there get too excited about the surging stock values of technology companies like Facebook, LinkedIn, Groupon, and a handful of others, keep in mind that we&#8217;ve been here before. The chances of a serious shakeout at some point is very high, and this shakeout is liable to leave a few [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/07/3-ways-to-avoid-tech-stock-implosion-ii/</link>
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		<title>Schwab Ready to Talk TO Young Investors</title>
		<description><![CDATA[It may not seem like earth-shattering news but investment adviser, Charles Schwab, now has a Twitter account. Check out @SchwabMoneyWise if you don&#8217;t believe us. But why on earth are we wasting time telling you about it and, furthermore, was it even worth the miniscule exertion of effort it took to type these words? We [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/07/schwab-ready-to-talk-to-young-investors/</link>
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		<title>The Hard Drive in the Sky &#8211; iCloud</title>
		<description><![CDATA[This post isn&#8217;t about investing per se, but it probably is of interest to a generation of youngsters plugged into every product that Apple releases. All we can say is that iCloud is here and it&#8217;s about freakin&#8217; time! Web 1.0? Sitting on a shelf in the Smithsonian! Web 2.0? Take it out behind the [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/07/the-hard-drive-in-the-sky-icloud/</link>
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		<title>YW 34 &#8211; Unleashing the Power of Social Media with Austin Walsh</title>
		<description><![CDATA[The social media world is ever-changing and expanding, providing individuals and businesses with more and more opportunities and tactics to reach their audience and/or customers.  Join Jason Hartman and iSocial Academy guru, Austin Walsh, as they explore the best approaches and recommended resources to achieve exceptional marketing results using today’s most popular social media tools, [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/06/unleashing-the-power-of-social-media-with-austin-walsh/</link>
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		<title>8 Steps to an Easy Business Plan</title>
		<description><![CDATA[A business plan is a document wherein the entrepreneur lays out his philosophy about his idea, his strategy, for implementing it, and management team who will run it. The question is do you absolutely have to create a business plan? The quick answer is no. No one will hold an electric cattle prod to your [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/06/8-steps-to-an-easy-business-plan/</link>
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		<title>The Best Young Entrepreneurs Under Age 25</title>
		<description><![CDATA[Do more of what these young entrepreneurs do and less of what they don&#8217;t and you&#8217;re going to be okay. * List courtesy of IncomeDiary.com (Click here to see the whole list) 1. Mark Zuckerberg, 25 yrs old (Facebook) Why They Matter: Mark is at the top of our list for two HUGE reasons, he [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/05/the-best-young-entrepreneurs-under-age-25/</link>
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		<title>4 Ways into Real Estate for the Young Investor</title>
		<description><![CDATA[We&#8217;ve long been of the opinion that the path to wealth in America today does not run down Wall Street. This insider-trading mecca is rigged so solidly that, between transaction costs and administrative fees, the average investor can expect a regular fleecing. Today&#8217;s young investor should set his sights on real estate. An income property [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/04/4-ways-into-real-estate-for-the-young-investor/</link>
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		<title>Money Management is the Key to Your Financial Dreams</title>
		<description><![CDATA[Good financial advisers, teachers, and mentors will talk to the young investor about many things over the course of an education, many of which might seem only tangentially related to the topic at hand, namely, earning money. Money management is one of those seemingly boring to the bone topics. Would it still be so boring [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/04/money-management-is-the-key-to-your-financial-dreams/</link>
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		<title>Education at ANY Cost a Good Idea?</title>
		<description><![CDATA[Why does Amazon.com thrive while brick and mortar book store chains across the country are struggling to find a viable business model? It&#8217;s because Amazon is efficient and doesn&#8217;t have the overhead expenses of maintaining a brick and mortar store in every community, which means they can offer consumers a lower price. In case you [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/04/education-at-any-cost-a-good-idea/</link>
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		<title>10 Best (And Worst) States to Earn a Living</title>
		<description><![CDATA[The statistical information mentioned in this article comes to us courtesy of CBSMoneywatch.com. You&#8217;re young, dumb, and full of vim and vigor. There&#8217;s a good chance you either live in the same town where you attended college or moved back to your hometown after scoring that diploma. Did you ever think that it might make [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/04/10-best-and-worst-states-to-earn-a-living/</link>
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		<title>America Ready to Default?</title>
		<description><![CDATA[The word &#8220;default&#8221; can send a little shiver of fear down the spine of even the most fearless citizen, and it&#8217;s hard not to heave a little sigh of relief when you discover it&#8217;s someone else and not you. But you could do absolutely everything correct in your financial dealings and still end up feeling [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/04/america-ready-to-default/</link>
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		<title>NBA Teams Are A Below Average Investment</title>
		<description><![CDATA[With the NBA playoffs quickly approaching, we can&#8217;t help but be curious if it makes good business sense to invest in the &#8220;Association.&#8221; As you ponder the various asset possibilities into which you could plow your pile of investment cash, has your brain flitted briefly to the idea of buying an National Basketball Association team? [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/03/nba-teams-are-a-below-average-investment/</link>
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		<title>YW 33 &#8211; DNA of the Young Entrepreneur</title>
		<description><![CDATA[Jason Hartman and author and entrepreneur, Sean McCauley, discuss what it takes for young entrepreneurs to make it in business today. Listen at: http://jasonhartmanfoundation.org/articles/young-wealth-show. Sean’s book, DNA of the Young Entrepreneur: A Way to Wealth for Young Entrepreneurs, provides young adults with the understanding of what success requires. Sean talks about his own path to [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/03/dna-of-the-young-entrepreneur/</link>
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		<title>The Unraveling of the &#8220;American System&#8221;</title>
		<description><![CDATA[If you&#8217;re a young whippersnapper, you should be aware of something. The &#8220;American System&#8221; that propelled our country into a position of unequaled military and economic power is in the process of slipping away from your generation. We invented the computer, built the internet, created the kind of corporate capitalism that came to dominate the [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/03/the-unraveling-of-the-american-system/</link>
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		<title>What the Billionaires Were Doing in 2010</title>
		<description><![CDATA[Wouldn&#8217;t it be nice to be little bird on the shoulder of the world&#8217;s billionaires last year and find out which investments they were hot on as the recent recession proceeded? As luck would have it, required SEC filings force billionaire money managers to reveal exactly where they&#8217;re putting their money. Most recent results are [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/03/what-the-billionaires-were-doing-in-2010/</link>
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		<title>YW 32 &#8211; Millionaire by 28: Real Estate Investing for the Young and Ambitious</title>
		<description><![CDATA[Jason Hartman talks with author Todd Babbitt about his rise to wealth through real estate investing while still in his 20s. More at http://jasonhartmanfoundation.org/articles/young-wealth-show. What would you do with a million dollars? For the majority of Americans, the answer to this question will remain only a dream. But not to Todd Babbitt, who reached his [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/03/millionaire-by-28-real-estate-investing-for-the-young-and-ambitious/</link>
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		<title>Unemployment Predictions Should Concern Young Workers</title>
		<description><![CDATA[Employment is one of the fundamental factors of economic growth that represent the most frequently used yardstick for measuring recoveries. In discussion of employment, there are two distinctly different categories of unemployment that must be understood. The first is the ‘narrow’ definition that compares the people who are unemployed and looking for work against the [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/03/unemployment-predictions-should-concern-young-workers/</link>
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		<title>Austin, Texas, Profit Should Be 11.5% in 2011</title>
		<description><![CDATA[Austin experienced a moderate value contraction after the financial collapse, but is now regressing back toward its long-term trend of modest single digit appreciation. The economic fundamentals of Austin continue to be strong as it moves into 2011. Currently, approximately 37% of listings in Austin are from foreclosures. With many companies seeking to move out [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/03/austin-texas-profit-should-be-11-5-in-2011/</link>
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		<title>Young Investors, Look For Oil Prices To Go Here In 2011</title>
		<description><![CDATA[Oil prices have been going through a period of very significant volatility over the last few years. In the months preceding the financial crisis, global demand for energy was perceived to be on a permanent upward trajectory. This drove a large degree of speculation on oil prices by investment fund managers. The resultant run-up in [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/03/young-investors-look-for-oil-prices-to-go-here-in-2011/</link>
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		<title>Predicting the Direction of Gold in 2011</title>
		<description><![CDATA[Gold and oil are very different in their investment characteristics since gold is purchased principally to hold as an inflation hedge and oil is purchased primarily for refinement into gasoline and other petroleum products. Typically, this makes oil much more subject to international political factors and global economic forces. However, Gold has taken a more [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/02/predicting-the-direction-of-gold-in-2011/</link>
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		<title>Federal Reserve Monetary Policy</title>
		<description><![CDATA[One of the primary monetary news items to note as 2010 draws to a close is the announcement of more ‘quantitative easing’ by the Federal Reserve1. In plain terms, this means that the Fed will purchase treasuries on the open market. This will have the effect of artificially increasing demand for treasuries, which will push [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/02/federal-reserve-monetary-policy/</link>
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		<title>Income Property in Atlanta Expected to Return 25.2% in 2011</title>
		<description><![CDATA[Atlanta represents an investment gem in the southeastern United States. It has spectacular economics from a development and employment perspective that make it a tremendous opportunity for income property investors. With a wide diversity of employers, many universities, and a vibrant cultural presence in the city, Atlanta has attracted a tremendous amount of in-migration from [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/02/income-property-in-atlanta-expected-to-return-25-2-in-2011/</link>
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		<title>S&amp;P 500 vs. Gold Price</title>
		<description><![CDATA[One of the important ratios to keep in mind when examining the equity markets is the gold price relative to the major stock market indexes. This provides a valuable insight into the extent to which market values reflect a real shift of sentiment toward equity value, versus the extent to which the value has lost [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/02/sp-500-vs-gold-price/</link>
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		<title>Interest Rate Predictions for 2011</title>
		<description><![CDATA[One of the principal economic leading indicators for 2011 will be the movement of 10-year treasury rates. The reason for this is because 30-year fixed rate mortgages are indexed against the 10-year treasury, and interest rate movements have a dramatic impact on the affordability of homes. One of the significant problems faced by the government [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/02/interest-rate-predictions-for-2011/</link>
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		<title>Denver, CO, Expected to Return 13.1% ROI in 2011</title>
		<description><![CDATA[The Denver area has been a historically stable real estate market for both owners and investors. Market values experienced a downward correction following the financial crisis of 2008, showed signs of stabilization as 2009 transpired, but that stabilization was short-lived, as the market experienced volatility moving out of 2009 and into 2010. Currently, approximately 35% [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/02/denver-co-expected-to-return-13-1-roi-in-2011/</link>
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		<title>Money Mischief</title>
		<description><![CDATA[By now, most people have heard about the second round of “Quantitative Easing” being conducted by the Federal Reserve. In short, this means that the Fed will be purchasing treasury bills with freshly printed money to inject more cash into the monetary system. To date, most of this additional liquidity has been limited to banks [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/02/money-mischief/</link>
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		<title>Phoenix Income Property Investing Should Rise in 2011</title>
		<description><![CDATA[Market values in Phoenix are currently at approximately the same level as in the year 2000. The market area experienced a tremendous run-up during the real estate bubble and a spectacular during the financial crisis. During 2010, the regression back to fundamentals continued in Phoenix. For people who bought at the wrong time, this value [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/02/phoenix-income-property-investing-should-rise-in-2011/</link>
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		<title>Young Investors and Inflation</title>
		<description><![CDATA[The general price level in 2010 relative to 2009 shows average price levels that are nearly flat. The reason for this trend is significant commodity price increases in 2007 and 2008 that collapsed after the global financial crisis. Much of the reason for the price volatility in commodities is leveraged buying and selling through hedge [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/02/young-investors-and-inflation/</link>
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		<title>The Dollar Flexes its Might No More</title>
		<description><![CDATA[One of the most important concepts for investors to understand is that a dollar today is not the same as a dollar yesterday, and is not the same as a dollar tomorrow. Over time, inflation erodes the purchasing power of currency. This is critically important, because most people focus on the nominal change in the [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/02/659/</link>
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		<title>2011 Trend Predictions in Real Estate</title>
		<description><![CDATA[One of the most impactful news items heading into 2011 is the announcement by Bank of America that foreclosure activity is being suspended1, and the decision by government agencies to increase scrutiny on the foreclosure process. In the wake of this announcement, nobody completely knows how long this increased scrutiny will last, how intense it [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/02/2011-trend-predictions-in-real-estate/</link>
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		<title>Smart Young Investors Could Earn 20+% Return in Orlando This Year</title>
		<description><![CDATA[The city of Orlando experienced a tremendous increase in market prices from the year 2000 through 2006, and a downward correction in prices since the beginning of 2007. As 2010 concludes and 2011 unfolds, we expect to see prices stabilize and regress toward a long-term linear growth trajectory. Currently, approximately 68% of listings are from [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/02/orlando-expect-a-22-5-return-on-investment-in-2011/</link>
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		<title>Young Entrepreneurs Ignore China at their Own Risk</title>
		<description><![CDATA[Once upon a time, the United States was the Big Dog on the block and the King of the Initial Public Offering (IPO). While our ranking as a superpower hasn&#8217;t slipped to &#8220;also ran&#8221; status yet, young entrepreneurs should keep an eye on what is shaping up to be the most massive new market to [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/02/young-entrepreneurs-ignore-china-at-their-own-risk/</link>
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		<title>For Young Entrepreneurs, the Strength is in the List</title>
		<description><![CDATA[When it comes to starting your own business, the buzzword these days is the &#8220;list,&#8221; which, of course, refers to your email list. But before you can start sending out all those enticing offers to people at their computers and on their cell phones, you need to decide what business you want to be in. [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/01/for-young-entrepreneurs-the-strength-is-in-the-list/</link>
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		<title>Warren Buffett Says Keep Investing Simple</title>
		<description><![CDATA[Throughout history, there have been almighty few true titans when it comes to successful investing. Warren Buffett is one. Though he began his fortune with little money of his own, Buffett built an investment company along the way (Berkshire Hathaway) that would eventually create a personal net worth of almost $50 billion dollars. And how [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/01/warren-buffett-says-keep-investing-simple/</link>
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		<title>The Catch-22 of Financial Journalism</title>
		<description><![CDATA[If you haven&#8217;t read the American classic book, Catch-22, by Joseph Heller, the plot boils down to your basic &#8220;damned if you do, damned if you don&#8217;t&#8221; scenario. In particular, the main character, Yossarian, is a WWII bombardier who hated flying bombing missions so much he wanted the doctor to declare him insane, thus unfit [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/01/the-catch-22-of-financial-journalism/</link>
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		<title>Rent, Buy, or Both?</title>
		<description><![CDATA[The age old question rears its head when you venture into the world for the first time as an adult: Should you rent a place to live in or buy? Young Wealth would like to offer a third option, the one most often left out of the equation, which is do both! But first let&#8217;s [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/01/rent-buy-or-both/</link>
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		<title>7 Jobs to Avoid Right Now</title>
		<description><![CDATA[To some, it might sound silly to suggest that you avoid ANY job right now, especially in the face of almost 10% national unemployment, and if that&#8217;s the case – touche – we agree. Take any job you can get to make ends meet. What we&#8217;re emphasizing is that there are certain sectors of certain [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/01/7-jobs-to-avoid-right-now/</link>
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		<title>Expensive Financial Mistakes Young People Make</title>
		<description><![CDATA[Actually the following list of expensive financial mistakes applies to older people as well, but we&#8217;re targeting the younger generation in the hopes someone out there will take the knowledge to heart and not be forced to learn this particular wisdom the hard way. The current recession has delivered a huge WTF wake up call [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/01/expensive-financial-mistakes-young-people-make/</link>
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		<title>Stock Market Parasites Feed on the 24/7 News Cycle</title>
		<description><![CDATA[A recent survey brings word that 92% of people with more than $1 million in investable assets have not abandoned the stock market, even during the past few years of bloodletting. What this proves is that just because an action is taken by someone with plenty of money, it doesn&#8217;t necessarily follow that the action [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/01/stock-market-parasites-feed-on-the-247-news-cycle/</link>
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		<title>The Good, the Bad, and the Ugly of Roommates</title>
		<description><![CDATA[If you&#8217;re still looking for the silver lining in the recession cloud, let us know when you find it. From where we sit, the economic future has not improved appreciably in the past few years. And if you&#8217;re one of the young adults out there who finds their personal budget seems to shrink by the [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/01/the-good-the-bad-and-the-ugly-of-roommates/</link>
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		<title>3 Strategies &#8211; The Stock Market Simplified</title>
		<description><![CDATA[Business majors and full time stock market investing geeks like to spend their spare time poring over esoteric data behind a company. They want to know the flux to capacitor ratio, the tron squared derivative and the E=MC² before they&#8217;re ready to pull the trigger on any deal. Sorry, boys, but sometimes you have to [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/01/3-strategies-the-stock-market-simplified/</link>
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		<title>YW 31 &#8211; Frank Corbin: Creating Wealth Through Real Estate Investing</title>
		<description><![CDATA[Jason Hartman talks with Frank Corbin. There’s an old saying that goes, “Those who can, do. Those who can’t teach.” In many cases this is true.  This saying needs to be modernized, however, because many who can, do – and then they go on to teach. Such was the case with Frank Corbin at http://jasonhartmanfoundation.org/articles/young-wealth-show/. [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/01/frank-corbin-creating-wealth-through-real-estate-investing/</link>
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		<title>YW 30 &#8211; Dr. Denis Waitley on The Psychology of Winning and The Seeds of Greatness</title>
		<description><![CDATA[Jason interviews his early mentor Dr. Denis Waitley on &#8220;The Psychology of Winning.&#8221; Listen in at: http://jasonhartmanfoundation.org/articles/young-wealth-show/. At age 17, Jason discovered Waitley and it was a life altering event leading to his early and sustained success. Waitley is one of America&#8217;s most respected authors, keynote lecturers and productivity consultants on high performance human achievement. [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2011/01/dr-denis-waitley-on-the-psychology-of-winning-and-the-seeds-of-greatness/</link>
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		<title>3 Ways to Make Your Twitter Account Matter</title>
		<description><![CDATA[If your primary use for Twitter is an outlet for your hyperactive bursts of what might be loosely described as thought, this article probably won&#8217;t make the slightest bit of sense to you. If, on the other hand, you employ social media with a purpose, to grow your level of influence and maybe even develop [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/12/3-ways-to-make-your-twitter-account-matter/</link>
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		<title>Successful Entrepreneurs Crave Failure</title>
		<description><![CDATA[If it&#8217;s true that the majority of people who attempt to find success at an endeavor are doing it wrong, it stands to reason that truly successful entrepreneurs should spend their time doing what everyone else avoids. So it is with the concept of failure. Too many of us spend our lives doing everything under [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/12/successful-entrepreneurs-crave-failure/</link>
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		<title>Does Your Favorite Business Guru Tweet?</title>
		<description><![CDATA[Who ever would have thought the average up-and-comer would have the chance to tune into the latest musings from some of the greatest entrepreneurial minds of or time – FREE! No high-priced seminar, out-of-date book or media filters needed. Instant access to the almost real-time thoughts pulsing through these incredible brains are the value added [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/12/does-your-favorite-business-guru-tweet/</link>
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		<title>Are Rental Costs Crippling Your Personal Budget?</title>
		<description><![CDATA[What seems like a feasible house or apartment rental rate, in theory, can quickly become the thing that ate your personal budget every month when time rolls around to write the landlord a big, fat check. A general rule of thumb is that you shouldn&#8217;t have a rent or mortgage payment that takes up more [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/12/are-rental-costs-crippling-your-personal-budget/</link>
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		<title>5 Great Reasons to Consolidate Your Student Loans</title>
		<description><![CDATA[Sometimes it makes sense to consolidate your student loans but not everyone wishing to follow that route qualifies for the process. The following are normally necessary before you can be considered eligible for a consolidation: Enrolled in school less than part time or not in school at all Currently making loan payments or within the [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/12/5-great-reasons-to-consolidate-your-student-loans/</link>
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		<title>Don&#8217;t Waste Your Time With Social Security</title>
		<description><![CDATA[There is literally no compelling reason for a young working American today to spend one iota of brainpower thinking about whether or not Social Security retirement will be there when the time arrives. Your best assumption right now is it won&#8217;t or, if by some strange twist of fate there is a federal program running [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/12/dont-waste-your-time-with-social-security/</link>
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		<title>A Payday Loan is Like Dining With Vultures</title>
		<description><![CDATA[Hopefully, you&#8217;ve never had the misfortune to have need to call upon the services of a payday loan company, though, judging from the psoriatic spread of this type of business across the landscape of America, someone is making use of them. While it&#8217;s true that no one will wrench your arm up behind your back [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/12/a-payday-loan-is-like-dining-with-vultures/</link>
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		<title>Volunteer Service &#8211; Peace Corps vs Americorps</title>
		<description><![CDATA[Wanting to help others less fortunate than you after graduation doesn&#8217;t make you a bad person. While plenty of recent college grads are Wall Street wannabes and can&#8217;t see past the dollar symbols in their eyes, and there&#8217;s nothing wrong with that either, others have the idea that this would be a good time in [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/11/volunteer-service-peace-corps-vs-americorps/</link>
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		<title>What&#8217;s an Investment and What Isn&#8217;t</title>
		<description><![CDATA[The simple definition of the word “investment” is something you purchase with money that is expected to produce income or profit. The old saying about making money work for you – it&#8217;s talking about an investment. The problem for the beginning investor is that much of the printed and spoken content you find over the [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/11/whats-an-investment-and-what-isnt/</link>
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		<title>Living With Parents MIGHT Be Sound Financial Management</title>
		<description><![CDATA[The prospect of living with your parents for the first few years after graduating from high school or college might possess all the appeal of, say, shoving bamboo shoots under your fingernails each morning upon rising. But it MIGHT be good financial management to start off your adult life. Note we said this might be [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/11/living-with-parents-might-be-sound-financial-management/</link>
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		<title>Discharging Student Loans Through Bankruptcy is Problematical</title>
		<description><![CDATA[An alarming number of students are graduating from college with incredible amounts of student loan debt and leaping right into a low-paying job. Can you say recipe for financial disaster? Let&#8217;s take an example of a master&#8217;s level student who took out $150,000 in loans and now earns $30,000 a year without the prospect that [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/11/discharging-student-loans-through-bankruptcy-is-problematical/</link>
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		<title>Choose an Investment Broker that Won&#8217;t Break You</title>
		<description><![CDATA[In case you were laboring under the assumption that every person who calls themselves an investment broker will guard your money as if it were there very own, bring you milk and cookies at bedtime, and never suggest stock purchases because of a sweetheart deal between their monolithic corporate office and a publicly traded company [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/11/choose-an-investment-broker-that-wont-break-you/</link>
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		<title>4 Financial Lessons for Kids (And Others Who Need Them)</title>
		<description><![CDATA[a href="http://jasonhartmanfoundation.org/wp-content/uploads/work-Chad-Crowell.jpg"&#62;<img class="alignleft size-thumbnail wp-image-529" src="http://jasonhartmanfoundation.org/wp-content/uploads/work-Chad-Crowell-150x150.jpg" alt="financial lessons" width="150" height="150" /></a>In a perfect world, we would all have the following critical financial ideas pounded into our heads at the earliest possible age, preferably before 10. However, the reality of parenting and the educational system is that few of us are exposed to proper thinking about money early, if ever. <strong><a href="http://www.youngwealth.com">Young Wealth</a></strong> is here to rectify the situation so, in the likely event your parents forget to cram the financial wisdom of the world down your throat – here it is. Don't say you were never told.]]></description>
		<link>http://jasonhartmanfoundation.org/2010/11/4-financial-lessons-for-kids-and-others-who-need-them/</link>
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		<title>Young Investor Budget &#8211; 5 Ways to Deal With Food</title>
		<description><![CDATA[To the young investor cast out from under the gustatory protection of mom, dad, and the college cafeteria, buying your own food for the first time in your life can be not only a financial shock to the system but a huge undertaking as well. Judging from an informal office poll, the first thing you&#8217;ll [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/11/young-investor-budget-5-ways-to-deal-with-food/</link>
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		<title>Low Risk Commodity Investing</title>
		<description><![CDATA[Conventional wisdom says, rightly so, that commodity investing is a risky pursuit. The capacity for a new investor to get badly burned is higher than in the stock market. Generally speaking, the commodity market is more volatile than stocks. Driven to a large extent by speculator demand, prices can rise and fall in the blink [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/11/low-risk-commodity-investing/</link>
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		<title>Cash Flow for the Young Investor</title>
		<description><![CDATA[If you&#8217;re a young investor who has been following the Young Wealth blog for a while now, you might have noticed a slight intemperate tone, at times, when the subject of the stock market is broached. For several reasons, which we may get into at a later date, our two plus decades of investing experience [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/11/cash-flow-for-the-young-investor/</link>
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		<title>3 Types of SBA Loans for Your Business</title>
		<description><![CDATA[Contrary to popular belief, the Small Administration (SBA), a federal government agency, does not normally make loans directly to small businesses. Instead, the SBA acts as a guarantor against risk for banks and other lenders to offer loan funds by agreeing to pay back some of the loan if the borrower defaults. While the SBA [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/11/3-types-of-sba-loans-for-your-business/</link>
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		<title>Checking Account Fees Set To Conquer The World</title>
		<description><![CDATA[It&#8217;s getting more expensive to own a checking account these days. Young Wealth wonders if the sudden rash of fees and penalties is a surreptitious last ditch effort by banks to recover from years&#8217; worth of hideously poor decision making in regard to mortgage loans? In this Twilight Zone-esque drama known as the sub-prime mortgage [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/10/checking-account-fees-set-to-conquer-the-world/</link>
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		<title>Attack Your Debt With Furious Vengeance</title>
		<description><![CDATA[If you happen to be one of the umpteen million Americans who have constructed a nice, fat mountain of debt due to non-existent budgeting and a life devoted to impulse shopping, welcome to the club. You&#8217;re not alone. Resolving to get your finances under control is not simply a matter of doing what&#8217;s right &#8211; [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/10/attack-your-debt-with-furious-vengeance/</link>
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		<title>Sycophant-In-Chief&#8217;s Shine Wears Thin With Young Voters</title>
		<description><![CDATA[It seems like only yesterday Mr. Barack Obama was swept (sort of) into presidential power on a tide of Internet fund raising and marketing to young voters, ages 18-29. Hope drifted in the air to such an extent you could literally breathe it in and America, nay, the entire world, would soon be awash in [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/10/sycophant-in-chiefs-shine-wears-thin-with-young-voters/</link>
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		<title>Exciting Career Choice: CPA?</title>
		<description><![CDATA[<a href="http://jasonhartmanfoundation.org/wp-content/uploads/accountant-billypalooza.jpg"><img class="alignleft size-thumbnail wp-image-489" src="http://jasonhartmanfoundation.org/wp-content/uploads/accountant-billypalooza-150x150.jpg" alt="exciting career" width="150" height="150" /></a>The most exciting career choice for young graduates is Certified Public Accountant (CPA)? Well, maybe it is and maybe it's not but one thing is for certain; a CPA designation is a license to earn today and into the foreseeable future. CPA, that's just a glorified accountant, right? What's so exciting about that? To be honest, the actual work might not be the most spine-tingling around but the earning potential is excellent.]]></description>
		<link>http://jasonhartmanfoundation.org/2010/10/exciting-career-choice-cpa/</link>
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		<title>Young Investors Are Doing It For Themselves</title>
		<description><![CDATA[The verdict is in – young investors are much more savvy today than they used to be. Or maybe they&#8217;re not and we just hear more success stories due to information saturation from the Internet and cable television. Maybe there&#8217;s another reason the younger set is more attuned to the Internet – they were sitting [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/10/young-investors-are-doing-it-for-themselves/</link>
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		<title>Credit Card Financial Education Is A Harsh Mistress</title>
		<description><![CDATA[All we can say to the reports that Americans appear to be regaining control of their previously out-of-control credit card spending habits is&#8230;no&#8230;way. Way! It&#8217;s crazy but true. Apparently the recession is a better financial education than everything else put together. Thanks, Mr. President. Without you, we&#8217;d still be spending money we didn&#8217;t have and [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/10/credit-card-financial-education-is-a-harsh-mistress/</link>
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		<title>Make Money Without A Real Job</title>
		<description><![CDATA[Sometimes a real job is simply too much hassle, what with the regular hours, personal hygiene requirements, and expected productivity. Well, kiddies, you were born under a lucky star because these days it&#8217;s pretty easy to score some walking around cash without becoming a drug dealer or pimp, and all the while successfully avoiding that [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/10/make-money-without-a-real-job/</link>
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		<title>Financial Advice and Online Smarts</title>
		<description><![CDATA[Just in case there are a few members of the younger generation hiding under rocks who have not yet been exposed to the prospect of making online payments, we offer this financial advice. It&#8217;s likely that a growing percentage of your life revolves around making electronic payments. Whether you bank online or place orders for [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/10/financial-advice-and-online-smarts/</link>
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		<title>Succeed With Time-Tested Investing Strategies</title>
		<description><![CDATA[When it comes to investing strategies, better to stick with the age old wisdom than jump on the newest flash-in-the-pan idea. New and different doesn&#8217;t automatically equate to better. After you&#8217;ve made your money, then it&#8217;s okay to put a small chunk on a crazy new scheme. Better yet, take it to Vegas, have some [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/10/succeed-with-time-tested-investing-strategies/</link>
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		<title>Make Money Young For When America Dies</title>
		<description><![CDATA[<a href="http://jasonhartmanfoundation.org/wp-content/uploads/revolution-the-G.jpg"><img class="alignleft size-thumbnail wp-image-470" src="http://jasonhartmanfoundation.org/wp-content/uploads/revolution-the-G-150x150.jpg" alt="make money young" width="150" height="150" /></a>At <a href="http://www.youngwealth.com">Young Wealth</a>, we love America as much as anyone else but there's one small piece of historical data that disturbs us – our nation will fail. One truth in this life besides death and taxes is that no nation lasts forever. We tend to become shortsighted and full of ourselves and think that we'll be the first. Here's a newsflash. We won't. America will fail. Might be today, tomorrow, or in a hundred years. Maybe right as you're moving into the prime of your life!]]></description>
		<link>http://jasonhartmanfoundation.org/2010/10/make-money-young-for-when-america-dies/</link>
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		<title>Thank God This Isn&#8217;t Your Resume&#8217;</title>
		<description><![CDATA[At least we hope you didn&#8217;t send in one of the resume&#8217; entries below. Grab a nice cold beverage, sit back and enjoy these worst resumes ever brought to you by recruiters John Reed and Rachel Meyers. If something about one of them seems eerily familiar, slink into the carpet and crawl out the door. [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/10/thank-god-this-isnt-your-resume/</link>
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		<title>Build Wealth By Investing In What You Know</title>
		<description><![CDATA[The phrase “Write about what you know.” is sometimes credited to Mark Twain but there doesn&#8217;t seem to be hard proof of that. And it doesn&#8217;t really matter who actually said it or even if the advice is valid but perhaps investors can learn something about how to build wealth by transferring the sentiment to [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/09/build-wealth-by-investing-what-you-know/</link>
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		<title>Hyperactive Young Investor Puts His Faith In Ideas</title>
		<description><![CDATA[Are you familiar with the name Elon Musk? The Potomac Institute for Policy Studies is and plans to give Musk their 2010 Navigator Award for propelling advancement in the fields of science or engineering. Let this be motivation to the young investor – Musk hasn&#8217;t yet celebrated his 40th birthday. What has the guy done? [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/09/hyperactive-young-investor-puts-his-faith-in-ideas/</link>
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		<title>Watch Advertisements &#8211; Build Wealth</title>
		<description><![CDATA[Betcha never thought you could build wealth, fame, fortune simply by watching advertisements. Well, actually, you can&#8217;t, but it sounds good, hmm? The trouble with online advertising is that an entire industry has sprung up around blocking them or allowing the consumer to fast forward through them. DVRs and pop-up blockers are a few examples. [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/09/watch-advertisements-build-wealth/</link>
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		<title>Stock Picks for Movie Freaks</title>
		<description><![CDATA[While we don&#8217;t suggest sinking a sizable part of your portfolio into the stock market for reasons we&#8217;ve enumerated obsessively in past blogs, sometimes it might be fun to invest in companies with a link to the film industry. Remember, we&#8217;re not into stock picks, so a blind baboon might be better at this game. [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/09/stock-picks-for-movie-freaks/</link>
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		<title>The Power of Investing Young and Following Albert Einstein&#8217;s Advice</title>
		<description><![CDATA[The renowned physicist, Albert Einstein, may or may not have given the world the following quote: “Compound interest is the most powerful force in the universe.” Whether or not Mr. Relativity spoke those words or someone attributed them to him, investing young and doing just that will go a long ways toward building the kind [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/09/the-power-of-investing-young-and-following-albert-einsteins-advice/</link>
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		<title>Money Management Might Mean Don&#8217;t Loan To A Friend</title>
		<description><![CDATA[In these stormy economic times, you might be called upon by a friend in crisis for a loan. Young Wealth would normally say “Bad idea!” at the top of our voices and remind you that doing so would qualify as dicey money management on your part. There is, however, one situation where we don&#8217;t think [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/09/money-management-might-mean-dont-loan-to-a-friend/</link>
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		<title>Introducing COLA to Your Financial Education</title>
		<description><![CDATA[In case your school forgot to include this in a financial education lesson plan, we&#8217;ll introduce COLA to you right now. COLA is an acronym that stands for Cost Of Living Adjustment and is an annual figure calculated by the government that measures how much inflation has gone up in the past year. But we [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/08/introducing-cola-to-your-financial-education/</link>
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		<title>The Cornerstone of Youth Investment</title>
		<description><![CDATA[We&#8217;re not going to recommend a single stock, bond, mutual fund, or commodity to you today but this topic still is critical to getting your youth investment off to a rousing start. Beginning investors often get tied up trying to analyze and understand 100 different stocks all at once. Nothing wrong with this if you [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/08/the-cornerstone-of-youth-investment/</link>
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		<title>Set (And Reach) Realistic Personal Money Management Goals</title>
		<description><![CDATA[Realizing you need better personal money management skills is the first step for most young adults, especially after four college years of nabbing pennies off the sidewalk just to immediately blow the whole wad on beer and fast food tacos. Doesn&#8217;t sound right? Our apologies if you were the odd duck who grasped the idea [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/08/set-and-reach-realistic-personal-money-management-goals/</link>
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		<title>Young Investors Beware of Investment Fraud</title>
		<description><![CDATA[Here&#8217;s a piece of advice young investors should internalize early – like right now. Are you ready? You can not, will not, shall not get rich quick. If someone approaches you with a line about how they can take your pitiful CD money earning 4% and turn it into a 75% virtual money machine, you [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/08/young-investors-beware-of-investment-fraud/</link>
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		<title>The Digital Future is Now for the Young Entrepreneur</title>
		<description><![CDATA[As a young entrepreneur, it&#8217;s likely you&#8217;re quite comfortable with the tools of the digital age but you might not realize exactly how much of an information revolution you&#8217;re in the midst of. The old way of print is dead. The internet killed it. Magazines, newspapers, and books are in the midst of being changed [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/08/the-digital-future-is-now-for-the-young-entrepreneur/</link>
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		<title>Jason Hartman Looks to Share the American Dream</title>
		<description><![CDATA[Jason Hartman was fortunate in that he was exposed to the teachings of a number of motivational and financial gurus early in life, a lucky happenstance that allowed him to apply his own natural entrepreneurial gifts to achieve success in business quickly. Real estate became his specialty. As stated, he was one of the lucky [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/08/jason-hartman-looks-to-share-the-american-dream/</link>
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		<title>YW 29 &#8211; How Gen Y Entrepreneurs Are Rocking The World of Business!</title>
		<description><![CDATA[Listen in at:http://jasonhartmanfoundation.org/articles/young-wealth-show]]></description>
		<link>http://jasonhartmanfoundation.org/2010/08/09-how-gen-y-entrepreneurs-are-rocking-the-world-of-business/</link>
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		<title>Public Officials Traumatize Girl for Investing Young</title>
		<description><![CDATA[Adults love to dispense encouraging words for those with the vision of investing young in their own small business, and the younger the better. How about the seven-year-old girl who, along with her mother, headed out to a fair in Portland, Oregon to set up a lemonade stand to sell refreshing summer drinks for a [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/08/public-officials-traumatize-girl-for-investing-young/</link>
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		<title>You CAN Make Money Young</title>
		<description><![CDATA[How important is it that you make money young? If you claim it&#8217;s very important, you&#8217;re in luck because if you want to do it, there are predictable ways to make it happen. The trouble we usually run into when teaching the younger generation about building wealth in the early years is a lack of [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/08/you-can-make-money-young/</link>
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		<title>The Blueprint to Young Wealth in Today&#8217;s World</title>
		<description><![CDATA[Ah, to be young and insanely rich. You can do it, you know, no matter how crappy the current economy is. The truth is that young wealth can be built while you&#8217;re&#8230;uh&#8230;still young. This website&#8217;s founder and namesake, Jason Hartman, is a perfect example, having become a real estate millionaire several times over while still [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/08/the-blueprint-to-young-wealth-in-todays-world/</link>
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		<title>Financial Literacy Begins With Knowing What You Spend</title>
		<description><![CDATA[It may come as a shock to some but big ticket items are not usually the reason young working adults miss the target when it comes to financial goals. Cars, televisions, and stereos seem to be the obvious culprits, and they can be troublesome areas when it comes to over-spending, but here&#8217;s a financial literacy [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/08/financial-literacy-begins-with-knowing-what-you-spend/</link>
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		<title>Here&#8217;s Your Money Education: &#8220;There&#8217;s No Free Lunch!&#8221;</title>
		<description><![CDATA[Let&#8217;s use the iPhone 4 to illustrate a critical money education concept. “There&#8217;s no free lunch!” This little phone/web surfer/back scrubber is the latest and greatest gadget to hit the market and, if you&#8217;re like a few million others in technologically savvy generation, you can&#8217;t wait to lay your grubby little hands on one. Even [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/08/heres-your-money-education-theres-no-free-lunch/</link>
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		<title>Bad Money Management Yields Mountain of Debt</title>
		<description><![CDATA[A recent study by www.Credit.org concluded that the average undergraduate student has incurred $3,000 worth of credit card debt and graduates with about $20,000 in student loans. This kind of money management, the bad or non-existent kind, is a real financial handicap when starting off your adult life. Like boxing with one hand tied behind [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/08/bad-money-management-yields-mountain-of-debt/</link>
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		<title>Stuffitis and Wealth Building</title>
		<description><![CDATA[Radio financial adviser Dave Ramsey has a name for it – stuffitis. The need to constantly buy things that may be above and beyond your financial station in life. One thing is certain. If you succumb to stuffitis now, wealth building in the future might be that much more difficult. Just out of school into [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/08/stuffitis-and-wealth-building/</link>
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		<title>Investing Young Lets You Retire Before You&#8217;re Old</title>
		<description><![CDATA[When you&#8217;re young, full of vim and vigor, just out of school, investing often seems like an idea not necessary to pay attention to for a while. Surely you could wait until your 30&#8242;s to get serious about it. Yep, you could but investing young makes a lot more sense. If you stubbornly think you&#8217;re [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/08/investing-young-lets-you-retire-before-youre-old/</link>
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		<title>Don&#8217;t Trust Facebook with Your Job</title>
		<description><![CDATA[Trust Facebook with your life and the cost might be that primo job you just landed. Seriously, dudes and dudettes – it could happen. Lately, it has been a well publicized fact that the social media giant&#8217;s almost non-existent security standards are akin to advertising your most intimate personal information on the moon in 100 [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/07/dont-trust-facebook-with-your-job/</link>
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		<title>Two ways for the young investor to play this game</title>
		<description><![CDATA[One of the fundamental decisions a young investor must make is whether they are a trader or an investor. Most people tend toward one or the other, and choosing one certainly doesn&#8217;t preclude dabbling in the other, but it&#8217;s good to know which side you primarily come down on. The difference is simple. A trader [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/07/two-ways-for-the-young-investor-to-play-this-game/</link>
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		<title>The &#8216;Young Wealth Show&#8217; Reveals the Secrets to Building a Great Credit Score</title>
		<description><![CDATA[FOR IMMEDIATE RELEASE--

<strong><em><span style="font-style: normal"><a href="http://jasonhartmanfoundation.org/wp-content/uploads/Getting-trapped-by-credit.jpg"><img class="alignleft size-thumbnail wp-image-386" style="margin: 5px" src="http://jasonhartmanfoundation.org/wp-content/uploads/Getting-trapped-by-credit-150x150.jpg" alt="Credit has a large affect on credit score" width="150" height="150" /></a>June  5, 2010</span> </em></strong>– Credit expert, Danny Rosario of Starting Over LLC, joins the <em>Young Wealth Show</em> to give young adults helpful information on building credit. During the <a href="http://jasonhartmanfoundation.org/2010/01/3-how-to-start-building-your-credit/">third episode</a>, Jason Hartman asks Rosario, “why is it so important to take care of your credit?” Rosario replies, “for anyone who is 18 or older, credit is going to be a quintessential part of your life.”]]></description>
		<link>http://jasonhartmanfoundation.org/2010/07/the-young-wealth-show-reveals-the-secrets-to-building-a-great-credit-score/</link>
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		<title>Financial Expert, Jim Lowell on the Young Wealth Show, &#8216;Time is on the young investor’s side&#8217;</title>
		<description><![CDATA[OR IMMEDIATE RELEASE--

<a href="http://jasonhartmanfoundation.org/wp-content/uploads/Financial-Planning.jpg"><img class="size-thumbnail wp-image-380 alignleft" style="margin: 5px" src="http://jasonhartmanfoundation.org/wp-content/uploads/Financial-Planning-150x150.jpg" alt="Budgeting your household" width="150" height="150" /></a>

<strong>June 27, 2010</strong> -- Jim Lowell, author of “Investing from Scratch,” joins the <em>Young Wealth Show</em> to speak on <a href="http://jasonhartmanfoundation.org/2010/01/2-financial-planning-with-jim-lowell/">financial planning for young investors</a>. The interview aims at the 20 to 30 year old beginning investor by suggesting actions to take to get on the right track.]]></description>
		<link>http://jasonhartmanfoundation.org/2010/06/financial-expert-jim-lowell-on-the-young-wealth-show-%e2%80%9ctime-is-on-the-young-investor%e2%80%99s-side%e2%80%9d/</link>
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		<title>7 Reasons Income Property Is A Better Investment Than Gold</title>
		<description><![CDATA[In episode 168 of The Creating Wealth Show, Jason Hartman discusses some of the disadvantages of investing in gold. Despite the crowd of investors clamoring to join this gold rush redux, Jason is not a fan. In fact, he likens buying precious metals with investing in insurance since neither meets his standards of a true [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/06/7-reasons-income-property-is-a-better-investment-than-gold/</link>
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		<title>YW 28 &#8211; Young Guns with Rob Tuchman</title>
		<description><![CDATA[There is no better time to take risks &#8211; especially when it comes to making career choices &#8211; than when you are young. Author and entrepreneur Roberts Tuchman knows what it takes to break free of a frustrating job and build a career on your own terms. In his recent authored work, Young Guns, he [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/06/8-young-guns-with-rob-tuchman/</link>
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		<title>Jason Hartman Reveals the 3 C’s of Financial Success During the First Episode of the Young Wealth Show</title>
		<description><![CDATA[FOR IMMEDIATE RELEASE --<strong><em></em></strong>

<strong><em><a href="http://jasonhartmanfoundation.org/wp-content/uploads/Credit-Cards.jpg"><img class="size-medium wp-image-359 alignleft" style="margin: 5px" src="http://jasonhartmanfoundation.org/wp-content/uploads/Credit-Cards-300x180.jpg" alt="Credit" width="216" height="130" /></a>June  3, 2010 </em></strong>– The <em>Young Wealth Show</em>, a free, educational podcast show, launched its first episode by discussing the 3 C’s of Financial Success – Credit, Capital and Competency.]]></description>
		<link>http://jasonhartmanfoundation.org/2010/06/jason-hartman-reveals-the-3-c%e2%80%99s-of-financial-success-during-the-first-episode-of-the-young-wealth-show/</link>
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		<title>Managing your finances like you mean it</title>
		<description><![CDATA[If you want to build wealth and keep it, you&#8217;re going to have to get serious about financial management, and better sooner than later. What is financial management? It sounds like a fuddy duddy term that only old dudes in three-piece suits should be bothering with. Wrong! Unless you like the idea of working the [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/06/managing-your-finances-like-you-mean-it/</link>
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		<title>What exactly DO you deserve?</title>
		<description><![CDATA[According to a recent YoungMoney.com poll, 65% of respondents believe that all Americans deserve health care. 13% think we all should have health care but are queasy about the price of Obama&#8217;s overhaul plan. 52% are flat our in favor no matter what it costs. Think about that for a second, young adults. More than [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/05/what-exactly-do-you-deserve/</link>
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		<title>The stupidity of stimulus</title>
		<description><![CDATA[When it comes to increasing your money education, you&#8217;d be well advised to pay no attention to the clowns in Washington D.C., unless, of course, you learn by watching what not to do. The recent Obama stimulus package was so large it almost required the invention of a new number system. To be fair, it [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/05/the-stupidity-of-stimulus/</link>
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		<title>Laid off. Now what?</title>
		<description><![CDATA[Being laid off from work can send a person into a panic at any age. Older workers (hopefully) have savings to fall back on. Younger ones who haven&#8217;t had a chance to accumulate much in the way of savings or investments might feel like they&#8217;re out on a limb and someone&#8217;s sawing at it. So [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/05/laid-off-now-what/</link>
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		<title>Investing &#8211; practice makes perfect</title>
		<description><![CDATA[Maybe you&#8217;ve been studying stocks for a while now but, as a young investor, find it difficult to pull the trigger and risk real money in the marketplace. Never fear, your friends at Young Wealth have an idea that might help. The trick is how to get a close approximation to live trading conditions without [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/05/investing-practice-makes-perfect/</link>
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		<title>Young and loaded</title>
		<description><![CDATA[We&#8217;ve been hearing the economic and laid-off worker horror stories for a while now, and most of it is true, but what if you happen to be young money, one of those fortunate few twenty-somethings with a great job and nice income. You want to invest it somewhere besides that train wreck of a stock [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/05/young-and-loaded/</link>
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		<title>How to invest when you can barely pay the bills</title>
		<description><![CDATA[<a href="http://jasonhartmanfoundation.org/wp-content/uploads/piggybank-alancleaver_2000.jpg"><img class="alignleft size-thumbnail wp-image-323" src="http://jasonhartmanfoundation.org/wp-content/uploads/piggybank-alancleaver_2000-150x150.jpg" alt="money management" width="150" height="150" /></a>At the start of your working life, it may be hard to imagine where exactly you're going to pry loose a few dollars to invest when you're living paycheck to paycheck and barely paying all the bills. True, it's not easy. Nobody promised that but clever money management skills can go a long ways towards finding extra cash to put to work building wealth for later.

The secret to finding money to invest in a tight budget? Learn to save first. Even if you make a modest salary, say $30,000 and live in an expensive city, you can develop the habit of saving by practice, practice, practice. It's just like exercise. Get used to doing it and soon it will be second nature. Don't start with the intention of putting back some crazy amount that equals half your income.
]]></description>
		<link>http://jasonhartmanfoundation.org/2010/05/how-to-invest-when-you-can-barely-pay-the-bills/</link>
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		<title>YW 27 &#8211; Young Wealth At A Young Age</title>
		<description><![CDATA[Listen in as Jason interviews Jon Swartz about successful teens.]]></description>
		<link>http://jasonhartmanfoundation.org/2010/05/7-young-wealth-at-a-young-age/</link>
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		<title>The secret to success &#8211; live without debt</title>
		<description><![CDATA[When we say live without debt, we&#8217;re talking about the consumer kind. The sort of debt that makes you lie awake at night, staring at the ceiling and wondering if that $400 a month car payment was really worth it. You&#8217;re never going to build wealth that lasts if you&#8217;re hemorrhaging cash at the same [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/05/the-secret-to-success-live-without-debt/</link>
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		<title>Next generation wealth</title>
		<description><![CDATA[At some point in this walk through life we begin to think about the impact our decisions have on the next generation, namely, our kids. If you happen to start a family early, it&#8217;s critical to teach the fundamentals of financial literacy from the start. In this culture of buy now and pay later or [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/05/next-generation-wealth/</link>
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		<title>Pay off debt or begin investing?</title>
		<description><![CDATA[Is your junior or senior year in college a good time to begin investing? At Young Wealth, we&#8217;d say “Absolutely!” That assumes your bad debt is paid off first. Yes, we realize we&#8217;re beginning to sound like a broken record with this “Pay off your debt!” mantra. We don&#8217;t get paid for saying it but [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/05/pay-off-debt-or-begin-investing/</link>
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		<title>Why the Sage of Omaha demands 15%</title>
		<description><![CDATA[While Warren Buffett is not infallible, he has a pretty good track record when it comes to stock investing. When the Buffettmeister says you need to get at least a 15% return on your investments, it only makes sense to ask why? Who knows, we might learn something. Buffet approaches investing with a business mind, [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/05/why-the-sage-of-omaha-demands-15/</link>
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		<title>Our 3 favorite money management apps</title>
		<description><![CDATA[As a famous series of commercials says, “There&#8217;s an app for that.” Seems to not matter what &#8216;that&#8217; is, there certainly will be an app for it. App is short for application. We checked the calendar, noticed it was 2010, and assumed a few of you out there might be using cell phones. As a [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/05/our-3-favorite-money-management-apps/</link>
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		<title>Graduated. What now?</title>
		<description><![CDATA[Somewhere during senor year the fear begins to set in. The safety net of college will be gone soon and you&#8217;ll have to finally put on the big boy pants, which includes deciding what the heck to do with your life. The first thing to keep in mind is that it&#8217;s okay if you&#8217;re not [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/04/graduated-what-now/</link>
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		<title>Start wealth management now</title>
		<description><![CDATA[The concept of wealth management for young investors presupposes that they, indeed, have some moderate amount of wealth to manage. It doesn&#8217;t have to be that way. You don&#8217;t have to be dumping Trumpian numbers into your account to start developing good management skills because – now we&#8217;re going to tell you a secret – [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/04/start-wealth-management-now/</link>
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		<title>What you should know about new credit card rules</title>
		<description><![CDATA[Today is money education day at Young Wealth! A while back the federal government decided that credit card companies had been running roughshod over their customers, and decided to do something about it. The end result was a brand new set of rules designed to protect consumers, which went into effect February 22, 2010. Since [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/04/what-you-should-know-about-new-credit-card-rules/</link>
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		<title>Two good reasons to write your own resume&#8217;</title>
		<description><![CDATA[The resume&#8217; writing industry has been around for a long time and seems to thrive in good times and bad. Maybe it&#8217;s because resumes&#8217; require introspection and that&#8217;s not always easy. It forces you to take a step back and analyze not only the work you&#8217;ve done but how to present it in the most [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/04/two-good-reasons-to-write-your-own-resume/</link>
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		<title>Young investors and sharks</title>
		<description><![CDATA[Winning the investment game is not for the faint of heart but it is critical to realize early on the necessity of embracing the idea that you MUST invest in some way in order to build wealth. Choose the stock market (probably your worst option), start a small business, or invest in real estate (your [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/04/young-investors-and-sharks/</link>
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		<title>You don&#8217;t have to be rich to buy a franchise</title>
		<description><![CDATA[There&#8217;s a reason people look to franchises when thoughts of entrepreneurship enter their head. Owning a franchise removes much of the guesswork from starting a business. The company provides you with a blueprint to success. They&#8217;ve already done the hard work of testing and tweaking to see what works. The problem is that buying into [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/04/you-dont-have-to-be-rich-to-buy-a-franchise/</link>
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		<title>Electronic check conversion for dummies</title>
		<description><![CDATA[Like it or not, more and more businesses are adopting the practice of electronic check conversion. You&#8217;ve probably already seen it. You write a check and hand it to the cashier, who runs it through a machine, then hands the voided check and receipt back to you. What just happened? Did you get hit by [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/04/electronic-check-conversion-for-dummies/</link>
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		<title>The emergency fund</title>
		<description><![CDATA[Remember how everyone from Dad to Great Aunt Edna told you to save for a rainy day? As much as you want to pretend that&#8217;s just old fogey logic and has no place in your hipster lifestyle, stop and think about it again. That swinging carefree attitude might have worked in college but not so [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/04/the-emergency-fund/</link>
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		<title>Why a business plan?</title>
		<description><![CDATA[There&#8217;s more than one way to reach the land of financial independence. Investing is a popular method and can work well, especially if you focus on buying rental properties. But others exit school with an entrepreneurial bent, ready to start their own business. At Young Wealth, we say “Go get &#8216;em!” Entrepreneurs are the lifeblood [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/04/why-a-business-plan/</link>
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		<title>What does a credit repair scam look like?</title>
		<description><![CDATA[It&#8217;s hard to build wealth when your credit is screwed up beyond belief. If you find yourself tormented by debtors, welcome to the club. It&#8217;s become a way of life for many young adults. How does it happen? Buy a car, take a vacation, put a killer stereo in your car – put it on [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/04/what-does-a-credit-repair-scam-look-like/</link>
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		<title>Stay off the collection agency list!</title>
		<description><![CDATA[If there was only a single bit of financial literacy advice we could offer the young adult just beginning the trek through life, it would be this, “Stay the hell off the collection agency list!” And what is the best way to implement this advice? It&#8217;s easy &#8211; pay your bills on time. The fact [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/04/stay-off-the-collection-agency-list/</link>
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		<title>Kids &#8211; the eternal business idea</title>
		<description><![CDATA[Many good business ideas revolve around the idea of tapping into a market that never goes away. That&#8217;s why we like investing in residential income properties so much. No matter what else, people want a place to lay their head at night. That makes it a universal demand. Another universal demand you might consider when [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/03/kids-the-eternal-business-idea/</link>
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		<title>Minimum wage bad for young workers</title>
		<description><![CDATA[A rising minimum wage is good, right? Everybody working at or near the bottom of the payment scale likes to think government enforced upward pressure on wages is a good thing. In a perfect world, where small businesses had unlimited resources, that might be true. Unfortunately, that&#8217;s not the real world. For several reasons, a [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/03/minimum-wage-bad-for-young-workers/</link>
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		<title>Fear the expense ratio!</title>
		<description><![CDATA[You&#8217;ve got a handful of prospectus&#8217;s from your favorite mutual fund companies, and it&#8217;s time to sit down and give them a critical read. As a newbie investor, you don&#8217;t want to screw things up from the start. When you get to the part that discusses expense ratios, don&#8217;t raise your eyebrow and skip past [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/03/fear-the-expense-ratio/</link>
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		<title>Open a bank account &#8211; collect money</title>
		<description><![CDATA[Here&#8217;s an easy way to score some free cash, especially if you&#8217;re opening a bank account for the first time. As you might guess, banks are scrambling for your business and some of them will even pay a bonus to get it. The process is incredibly simple. Just open up a savings or checking account, [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/03/open-a-bank-account-collect-money/</link>
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		<title>Get paid like a reality tv star!</title>
		<description><![CDATA[Have you ever been tempted to forget about investing wisely for the long haul? It seems easier, and possibly more lucrative, to become a reality television star. Let&#8217;s take a look at just how much filthy lucre gets tossed to those who make these “unscripted” shows possible. It started in America with Survivor, The Amazing [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/03/get-paid-like-a-reality-tv-star/</link>
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		<title>Avoid startup killers</title>
		<description><![CDATA[We love entrepreneurial thinking and startup business ideas. It&#8217;s the American Dream. If you&#8217;re one of those creative types itching to get out of the regimentation of traditional schooling spread your wings, we say – beware! Not because starting your own business is a bad idea, but because sneak attack factors can derail your grand [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/03/avoid-startup-killers/</link>
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		<title>Unemployment is bad for society</title>
		<description><![CDATA[When you&#8217;re a young gun, full of vim and vigor, just out of school, looking for a job is part of the game. You figure you&#8217;ll find one sooner or later. But what about those crazy unemployment numbers? The Atlantic Monthly claims there are six people looking for each single job that opens. Without intervention [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/03/unemployment-is-bad-for-society/</link>
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		<title>Who did Warren Buffett learn from?</title>
		<description><![CDATA[Chances are that even the most clueless among us have at least heard the name of uber-investor, Warren Buffett. If you&#8217;ve had a few too many margaritas, you might be thinking about Jimmy, who makes a pretty good living himself singing songs about warm places and palm trees. Back to Warren though, who is generally [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/03/who-did-warren-buffett-learn-from/</link>
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		<title>Invest early, retire early</title>
		<description><![CDATA[There is no better time in life for investing than immediately out of college or a few years into your career. The numbers will never be more in your favor. Time is on your side and simple arithmetic can make you rich. You have two decades to save for the kids college fund and probably [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/03/invest-early-retire-early/</link>
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		<title>You spent HOW MUCH at Burger King?</title>
		<description><![CDATA[Recent graduates are notorious for not having a freakin’ clue where their money goes. If you’re going to thwart financial disaster in the adult world, you need to have a budgeting plan. Seriously, don’t even think about investing until you get a handle on this subject. It’s not hard. Just do it. The first part [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/you-spent-how-much-at-burger-king/</link>
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		<title>The mind of a man who didn&#8217;t like the IRS</title>
		<description><![CDATA[In case you missed it on the news, Joseph Stack recently flew his small airplane into an IRS building in Austin, Texas. While this is probably not the preferred solution for handling a tax issue, it is a good opportunity to get into the head of a man able to murder over what he considered [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/the-mind-of-a-man-who-didnt-like-the-irs/</link>
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		<title>YW 26 &#8211; The Young Wealth Show Talks With One Of Jason&#8217;s Listeners</title>
		<description><![CDATA[On this show, Jason talks with one of his listeners, Damien Bourke, about the challenges of growing up in today&#8217;s economy.]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/6-the-young-wealth-show-talks-with-one-of-jasons-listeners/</link>
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		<title>Will that car murder your budget?</title>
		<description><![CDATA[Americans like to flaunt real or imaginary social/financial status with cars. To prove this fact of life takes no more effort than a drive through the “other” side of town – chances are you’ll find driveway after driveway displaying tricked out, ramped up, and chromed over examples of vehicles that seem out of touch with [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/will-that-car-murder-your-budget/</link>
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		<title>Lesson #1 &#8211; ignore the hype</title>
		<description><![CDATA[If you spend much time listening to the bobble-heads on cable television’s business channels, you would think that the only form of investing that exists on this planet involves Wall Street stocks. For reasons we’ll go into later, Wall Street is not your best investment, if you want to consider it an investment at all. [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/lesson-1-ignore-the-hype/</link>
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		<title>Should you invest in an ETF?</title>
		<description><![CDATA[While Electronically Traded Funds (ETF) aren’t the best investment in history (look to real estate for that), they are something the beginning investor should be aware of, if for no other reason than beneficial tax consequences when compared to other stock market strategies. As a collection of investments like stocks, bonds, commodities, or even real [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/should-you-invest-in-an-etf/</link>
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		<title>Defend your country, save on taxes</title>
		<description><![CDATA[If you thought that the only benefits to serving in the military were travel to exotic places and running gunfights with the locals, you would be wrong. Your Uncle Sam thinks that enlisted or warrant officer U.S. military personnel should not have to pay federal tax on any income received during any month they are [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/defend-your-country-save-on-taxes/</link>
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		<title>What the heck is a federal reserve?</title>
		<description><![CDATA[Believe us, we wish we could have lived our entire lives and never made the acquaintance of this bunch of mental midgets but, alas, modern day life in the United States could not go on without the Federal Reserve Banking System – at least that’s what they like to think. You can break the Federal [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/what-the-heck-is-a-federal-reserve/</link>
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		<title>Paperless portfolios</title>
		<description><![CDATA[Are you still a slave to your hard copy portfolio, lugging binders, folders, and pictures with you on the job interview circuit? Here’s some advice. Stop. In this brave new cyberworld of ours, some companies have turned to online portfolio banks to scout new talent. We don’t suggest you make a beeline for the trashcan [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/paperless-portfolios/</link>
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		<title>The emergency fund saves the day.</title>
		<description><![CDATA[No, it’s not Underdog this time. Today we’re going to talk about a simple little financial survival technique that you should get busy on whether a recent grad or still in school. Think you’re too cool for an emergency fund? Think again. Unless overwhelming stress and financial Armageddon are things you crave, listen up to [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/the-emergency-fund-saves-the-day/</link>
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		<title>Get fired. Collect unemployment.</title>
		<description><![CDATA[It seems odd to be rewarded with an unemployment check for performing a job so badly the boss decides to let you go but that’s exactly how the system works. In this climate of job scarcity, getting mad and quitting is normally a bad idea. Better to become such an unproductive and general nuisance that [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/get-fired-collect-unemployment/</link>
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		<title>Don&#8217;t be a mindless check writer</title>
		<description><![CDATA[Alrighty then, people, how many of you know the process it takes to clear a check after you write it? You in the back – with the Post It Note stuck to your forehead. Do you know? With U.S. individuals and businesses writing about 42.5 billion checks per year, you’d think we’d have a better [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/dont-be-a-mindless-check-writer/</link>
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		<title>&#8216;Tis the season for fraud</title>
		<description><![CDATA[Actually, any time of year is ripe for fraud. While you may be hopelessly single and still wet behind the ears, don’t let desperation for love lead you to fall for every money scheme that comes down the internet dating scene pike. We all like to think we’re too wary and cyber-savvy to fall for [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/tis-the-season-for-fraud/</link>
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		<title>Are you ready to marry his/her spending habits?</title>
		<description><![CDATA[It’s true that some recent graduates pick this time right after school to get married. While this is obviously a deranged decision at this early juncture in life, we’ll save the discussion about that for another day. For now, let’s talk about spending habits. When you say “I do” you’re also marrying the spending habits [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/are-you-ready-to-marry-hisher-spending-habits/</link>
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		<title>Deciding the life you want to live</title>
		<description><![CDATA[This is a heavy one. We’re going to ask our young readers to look into the future and decide what lifestyle they want to live and, more importantly, how much money it will take to get there. If your goal is to pop out kids at the rate of one per nine months and live [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/deciding-the-life-you-want-to-live/</link>
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		<title>Best/worst jobs for 2010</title>
		<description><![CDATA[You go into a list like this with the assumption that a great job depends entirely upon receiving great pay, and a bad job means you don’t earn squat. At some point in life, you learn it’s not always that black and white but, for now, we’ll ignore the gray area and tell you where [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/bestworst-jobs-for-2010/</link>
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		<title>5 quick ways to bomb the job interview</title>
		<description><![CDATA[You scrabbled and clawed your way through four (or more) years of higher education. You only partied on days that end in “y”. Now you’ve got that pretty little diploma nailed to the wall of your basement bedroom, and then it happens. The phone rings. Your first job interview in the real world. If you [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/5-quick-ways-to-bomb-the-job-interview/</link>
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		<title>Budgeting is only half the solution</title>
		<description><![CDATA[Budgeting is good. Budgeting is great. Budgeting is a critical skill to acquire while you’re young if you hope to retire filthy rich. But in case you never pondered it, there’s another side to the creating wealth equation – increase your income! “I’m lucky to have one job. Where am I going to find another?” [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/budgeting-is-only-half-the-solution/</link>
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		<title>Valentine&#8217;s Day for the young and penniless</title>
		<description><![CDATA[At Young Wealth, we’ve heard your cries, “I spent all my money on Wii games and fast food cheeseburgers and have nothing left for my sweetie on Valentine’s Day!” Hmm, that certainly IS a problem. Luckily we’re here to save the day with five cheap Valentine’s Day ideas. We can’t promise these will keep your [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/valentines-day-for-the-young-and-penniless/</link>
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		<title>This one&#8217;s for the ladies</title>
		<description><![CDATA[In case anyone hasn’t come right out and said it yet, “Ladies, you don’t need a man to get rich.” Do you know of any real estate, stocks, bonds, mutual funds, cash, patents, trademarks, copyrights or other investment instruments that care one iota if it’s owned by a man of woman? We can’t think of [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/this-ones-for-the-ladies/</link>
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		<title>YW 25 &#8211; Rich By 30! Jason Interviews Author, Lesley Scorgie</title>
		<description><![CDATA[Jason interviews, Lesley Scorgie, the author of Rich by Thirty: A Young Adult’s Guide To Financial Success, a national bestselling personal finance book geared towards young people.  Listen at: http://www.jasonhartmanfoundation.org/articles/young-wealth-show/.  When Lesley was only 17 she was a guest on the Oprah Winfrey Show where she discussed financial strategies for young people and revealed her [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/5-rich-by-30-jason-interviews-author-lesley-scorgie/</link>
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		<title>Who wants a high income?</title>
		<description><![CDATA[Obviously, that’s a silly question. Who wouldn’t want a high income, besides Mother Teresa? Everyone wants a high income. The question becomes “Is a high income all you need for financial independence?” That answer is a trickier. Consider the following. A highly skilled physician might make upwards of $300,000 per year but he’s still getting [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/who-wants-a-high-income/</link>
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		<title>The easiest way to get rich is&#8230;</title>
		<description><![CDATA[Start young! Come on, you didn’t think we were about to slide you some insider trading information, did you? That would be too easy and potentially adverse to your personal freedom – ask Martha Stewart. Since the odds are not in anyone’s favor of being the next Donald Trump or Warren Buffett, you should plan [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/the-easiest-way-to-get-rich-is/</link>
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		<title>When the endless party stops</title>
		<description><![CDATA[Graduating from college is quite an achievement but it also might scare you half to death, and with good reason. It’s like stepping from the sheltered cove of the dormitory into the hurricane of real life. For many grads, it will be the first time on their own, paying bills, budgeting, building credit, beginning payments [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/when-the-endless-party-stops/</link>
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		<title>More than a paycheck</title>
		<description><![CDATA[Salary, location, and potential for advancement – these are obvious factors to consider when looking for a job. What many young people forget to think about is whether or not the job is suited for them. Career psychologist John Holland developed a scale that describes the six general types of people and the sort of [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/more-than-a-paycheck/</link>
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		<title>Trickle down recession</title>
		<description><![CDATA[The basic concept of Reaganomics was that reducing the tax burden on the wealthiest Americans would begin a “trickle down” effect on wage earners at all levels and result in a strengthening economy. Today, young Americans are experiencing a trickle down recession, evidenced by the following statistics: 1. Only 26% of American teenagers aged 16-19 [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/trickle-down-recession/</link>
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		<title>YW 24 &#8211; The Eleven Commandments of Financial Success</title>
		<description><![CDATA[On this episode, you&#8217;ll hear the eleven commandments of financial success. Visit: http://www.youngwealth.com.]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/4-the-eleven-commandments-of-financial-success/</link>
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		<title>Start a business, not a bankruptcy</title>
		<description><![CDATA[Cost analysis. If you haven’t heard the term before, there it is. Those single two boring words could mean the difference between success and failure for your start-up business. Business is about money, more specifically, making a profit. If you don’t agree with that, this is not the blog post for you. Try our recent [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/start-a-business-not-a-bankruptcy/</link>
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		<title>Every idea does not make a good business</title>
		<description><![CDATA[Self-christened out of the box thinkers tend to run in overdrive, throwing out ideas like a wood chipper spits out chips. There’s nothing wrong with this but stop to consider that every single idea might not be the seed of a good business. Sure, each idea is exciting at the moment of conception but why [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/every-idea-does-not-make-a-good-business/</link>
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		<title>Food stamp nation</title>
		<description><![CDATA[Do you know anyone using food stamps? Unless you live in alone in a bomb shelter and never go outside or receive guests, chances are you do. Food stamps now feed 1 out of 8 Americans and 25% of all children. With food stamp usage growing at a pace of about 20,000 daily, the New [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/food-stamp-nation/</link>
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		<title>Beer money or investing?</title>
		<description><![CDATA[Perhaps nothing takes the thrill out of your investment plan more than to actually start investing; to be more accurate, to do the appropriate research in choosing your investment path from among thousands of stocks, bonds, mutual funds, and other investment options. At Young Wealth, we invest primarily in real estate and can prove why [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/02/beer-money-or-investing/</link>
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		<title>More obvious ways to trim your budget</title>
		<description><![CDATA[Entering the work force after college is a great time to develop good budgetary habits. In the beginning, you may not be able to control how much you earn but you sure as heck can get a grip on how much you spend. The following items are a sequel to the recent list of ways [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/01/more-obvious-ways-to-trim-your-budget/</link>
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		<title>What is financial success anyway?</title>
		<description><![CDATA[Is Bill Gates financially successful? Uh, yeah Captain Obvious, most people would give an unqualified “Yes!” answer to that statement. But do you have to have access to billions of dollars to qualify as financially successful? Maybe. The truth is every person is going to have to answer that question for themselves. To some, only [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/01/what-is-financial-success-anyway/</link>
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		<title>Stop the money hemorrhage</title>
		<description><![CDATA[We recently discussed the large bite that dining out can take from your budget but it doesn’t stop there. Oh no, not even close. Take a look at the following budget busters and think about changing them too. 1. Smoking: Coffin nails cost the serious smoker about $1,600 yearly. Not to mention turning your lungs [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/01/stop-the-money-hemorrhage/</link>
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		<title>The ADD guide to leverage</title>
		<description><![CDATA[Maybe you think the idea of leverage, when it comes to investing, is sort of boring and the kind of thing only old guys in suits worry about. We’re here to tell you, if you ever want to be rich beyond your wildest dreams of avarice, you better understand leverage. In case you have Attention [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/01/the-add-guide-to-leverage/</link>
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		<title>Eating in is the new eating out</title>
		<description><![CDATA[Are you dining out as much as you used to? New workers still in the process of trudging up the pay scale may find there’s simply not enough money in the paycheck to grab a sit down meal at their favorite restaurant as often as they used to. It’s no crime. Just reality. Cheap comfort [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/01/eating-in-is-the-new-eating-out/</link>
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		<title>Stuff you CAN control</title>
		<description><![CDATA[Now we get to the good part. Here’s what you can control about your financial success. Believe us, when used correctly, the information here is way stronger than the stuff you can’t control. Here’s a quick rundown. 1. Interest – Surprise! We included this in both sections. While you can’t control the interest rate, you [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/01/stuff-you-can-control/</link>
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		<title>Auto insurance for newbies</title>
		<description><![CDATA[You are a statistic to the auto insurance companies. They don’t care that you can salsa better than anyone on your block, or how many old ladies you helped across the street. The entirety of your life experience will be reduced to statistics that will determine how much you pay for car insurance. You are [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/01/auto-insurance-for-newbies/</link>
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		<title>Stuff you can&#8217;t control</title>
		<description><![CDATA[Sorry, but, in case no one ever told you, there are some things related to your eventual financial success you cannot control. At least until you get yourself elected Galactic President for life. Even then, you might have trouble controlling the following factors. Some things are simply too amorphous to yield to dictatorial whims. But [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/01/stuff-you-cant-control/</link>
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		<title>Investing in foreclosures</title>
		<description><![CDATA[We recently looked at the process of foreclosure from the perspective of the homeowner and the lender. Neither are thrilled to be going through this process. The homeowner is losing a place to live and probably will take a huge hit on his credit. The lender will likely take a loss on the property after [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/01/investing-in-foreclosures/</link>
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		<title>Foreclosure &#8211; the sad ballet</title>
		<description><![CDATA[Hopefully, none of our readers have found themselves on the homeowner side of a foreclosure. While foreclosures can be an incredible investment opportunity (which we’ll talk about soon), let’s take a moment to review exactly how the process of foreclosure works for the bank and homeowner. Step 1: After three to six months of missed [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/01/foreclosure-the-sad-ballet/</link>
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		<title>Tempted to get a credit card cash advance? Don&#8217;t.</title>
		<description><![CDATA[By now, hopefully, we are all aware that credit card companies are not your third parent, carefully watching over you, ready to step in at a moment’s notice and guide you carefully around the bottomless chasms of poor life choices. We know how tempting it is to use the plastic to pull a few extra [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/01/tempted-to-get-a-credit-card-cash-advance-dont/</link>
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		<title>Solution to boring job &#8211; &#8220;I quit!&#8221; money</title>
		<description><![CDATA[The end of high school or college usually ushers in the era of working in the Adult World, which is likely to elicit a heartfelt “Yuck” from soon-to-be graduates. We all know what comes next – a boring job in a cubicle, wearing a tie, generating TPS reports. It doesn’t have to be that way, [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2010/01/solution-to-boring-job-i-quit-money/</link>
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		<title>YW 23 &#8211; How To Start Building Your Credit</title>
		<description><![CDATA[Listen in as Jason talks with credit expert Danny Rosario on how to start building your credit. Visit: http://www.youngwealth.com]]></description>
		<link>http://jasonhartmanfoundation.org/2010/01/3-how-to-start-building-your-credit/</link>
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		<title>YW 22 &#8211; Financial Planning with Jim Lowell</title>
		<description><![CDATA[Listen in as Jason interviews financial planner Jim Lowell on The Young Wealth Show. Visit http://www.jasonhartmanfoundation.org]]></description>
		<link>http://jasonhartmanfoundation.org/2010/01/2-financial-planning-with-jim-lowell/</link>
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		<title>YW 21 &#8211; The Three C&#8217;s of Financial Success</title>
		<description><![CDATA[Introduction Life as a young adult can be very confusing and chaotic.  In the midst of completing your formal education and beginning a career, there is a constant level of uncertainty concerning what will transpire in the future.  At the Jason Hartman Foundation, we are specifically concerned with helping young adults develop the necessary skills [...]]]></description>
		<link>http://jasonhartmanfoundation.org/2009/12/1-the-three-cs-of-financial-success/</link>
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