How to Save on Your Cell Phone

How to Save on Your Cell Phone

YW104The inevitability of the world we live in now is such that every person must have a cell phone. In fact, the only people to maintain landlines are businesses and grandparents. And each month that bill comes, many of us are left wondering if we’re paying just a little bit too much? There are cell phone commercials on constant loop, many offering deals that seem too good to be true. But are they?

Read below to find out how you can save on cell phones.

First, find a phone plan that best fits your needs. If you’re paying for a lot of minutes but you aren’t using them, find a plan with fewer minutes. If you’re going over on data usage consistently, get a plan that offers more to avoid overage charges. If you have unlimited texting but never text, there’s no need to spend extra money. Most phone plans are completely customizable, so make sure you’re not paying for extras you never use.

Next, check out a variety of companies that offer phone service to find your best fit. Check online, but go into stores as well—sometimes, there are deals that only a real person can offer you. Compile a list of competitor prices and use this as a bargaining tool to get the best price.

If your phone is in good working condition, you might opt for a cell phone plan that is SIM only. You’ll pay less, have no contract, and have the option of upgrading (assuming you’re willing to pay) at any time. This is a great option for people in between jobs, places, or travel.

If you’re going to be traveling, be careful with your cell phone usage. One phone call or text send overseas will cost quite a bit of money. If you think you’ll need your cell phone, its best to add a roaming package to save money. You might also look into phone cards or disposable phones once you are at your destination—you’ll save a bunch of cash. Also, see if you might be able to suspend your existing contract before heading overseas to prevent billing for a service you aren’t using.

Finally, try and get all of your phone contracts on the same bill. Friends, family, and businesses can coexist on the same contract for a cheaper price. There are sometimes rewards for signing new people up too—either way, it doesn’t hurt to inquire.

If you (like Jason Hartman) receive a lot of emails, the convenience of the phone is often taken for granted. Find a plan that works best for you, and use that money for something else!(http://www.flickr.com/photos/pieterouwerkerk/699466312/)

* Read more from Young Wealth
Hitting it Big: 3 Surprisingly Rich Americans
Maintaining Your Inbox

The Young Wealth Team

young_wealth_logo_small13

The Young Wealth Team

The Young Wealth Team

The Young Wealth Team

Latest posts by The Young Wealth Team (see all)